As international travel re-opens, there is some confusion surrounding acceptable Travel Insurance for cruises. It is mandatory for some cruise companies that all guests have an insurance policy that specifically covers them against COVID-19 related risks. Read on to find out exactly what it means.
This may include :
- Cancellation
- Interruption,
- Repatriation expenses
- Quarantine
- Medical assistance, hospitalisation and related expenses
Fairsure Travel Insurance ticks the boxes and has this included with their Platinum Policy.
| Section | COVER LEVEL (Per Person) Up to: |
Coverage |
| COVID Cancellation | €7,500 (No excess) |
If Insured catches COVID 14 days prior to departure |
| COVID Cancellation | €7,500 (No Excess) |
If travelling companion catches COVID 14 days prior to departure |
| COVID Cancellation | €7,500 (No Excess) |
If immediate relative is hospitalised due to COVID at the time of the trip |
| COVID Medical Expenses | €7,500,000 (No Excess) |
If insured catches COVID during the trip |
| Additional Accommodation | €2,000 per person diagnosed (no group cap) Additional Accommodation / costs | If insured requires additional accommodation or transportation after diagnosis of COVID up to €2,000 |
| Curtailment/ repatriation | €6,500 cover | Unused portion of accommodation/transportation if required to curtail a trip due to catching Covid |
| Quarantine | €2000 Plus medical expenses | €2,000 for additional travel and accommodation costs if quarantined due to COVID diagnosis (Per person Diagnosed) |
| Interruption/ Repatriation | €6,500 (No Excess) |
Curtailment costs / unused Cruise if denied boarding due to COVD diagnosis
|
It is also worth noting that activities described as being ‘hazardous’ (and are often optional extras on other policies) are also built into this Platinum policy:
This includes deep-sea fishing, shark cage diving, swimming with dolphins, kite surfing, water skiing, jet boats.
For more information visit COVID Cover Resources Page.
