As international travel re-opens, there is some confusion surrounding acceptable Travel Insurance for cruises. It is mandatory for some cruise companies that all guests have an insurance policy that specifically covers them against COVID-19 related risks. Read on to find out exactly what it means.
This may include :
- Repatriation expenses
- Medical assistance, hospitalisation and related expenses
Fairsure Travel Insurance ticks the boxes and has this included with their Platinum Policy.
|Section||COVER LEVEL (Per Person)
|If Insured catches COVID 14 days prior to departure|
|If travelling companion catches COVID 14 days prior to departure|
|If immediate relative is hospitalised due to COVID at the time of the trip|
|COVID Medical Expenses||€7,500,000
|If insured catches COVID during the trip|
|Additional Accommodation||€2,000 per person diagnosed (no group cap) Additional Accommodation / costs||If insured requires additional accommodation or transportation after diagnosis of COVID up to €2,000|
|Curtailment/ repatriation||€6,500 cover||Unused portion of accommodation/transportation if required to curtail a trip due to catching Covid|
|Quarantine||€2000 Plus medical expenses||€2,000 for additional travel and accommodation costs if quarantined due to COVID diagnosis (Per person Diagnosed)|
|Curtailment costs / unused Cruise if denied boarding due to COVD diagnosis
It is also worth noting that activities described as being ‘hazardous’ (and are often optional extras on other policies) are also built into this Platinum policy:
This includes deep-sea fishing, shark cage diving, swimming with dolphins, kite surfing, water skiing, jet boats.
For more information visit COVID Cover Resources Page.